When you are ready to buy a home, you will hear about a lot of different types of insurance: homeowners’ insurance, private mortgage insurance, title insurance, etc. What is the difference between all of these and why are they required? Here’s everything
Mar 17, 2021 |
We’ve known for decades that home buying and selling follows seasonal patterns, but a recent study* from housing tech startup Haus found that mortgage interest rates also have their own pattern. They also uncovered several other tidbits about how and when
Mar 10, 2021 | Interest Rates
The coronavirus pandemic that shutdown the U.S. economy almost a year ago has continued to affect the nation in many more aspects than just personal health. With millions of American companies forced to have their employees work from home, many of them ha
Mar 03, 2021 |
The last post discussed the basics of the portion of your credit score that has to do with amounts owed. Understanding the basics of credit scoring will help you increase your score. This makes up 30% of your credit score and only deals with your u
May 05, 2020 |
There are five main categories in credit scoring. Today I will share about the one on the chart called amounts owed. This is known in the industry as the debt utilization ratio. It is figured by taking all revolving debt(credit card debt
May 01, 2020 |
In the last few days in the investment world things have been happening and there is now news that we may start seeing 30 year fixed rates in the high 2's. So anyone at 3.5% or higher rate may benefit from a financial review. Please call Steve
Apr 29, 2020 | #creatingravingfans